Hmm...Which company should I choose?

Good question! The answer could be a difficult one as you do your research. There are several factors that you personally will base your decision on. But the bottom line usually is who you feel is best to take care of either yourself or your loved one. When you are calling the different companies, you'll be able to tell who the good ones are and who the bad ones are. Just be patient, ask the questions that you are most concerned about....and if they are a true and an honest company, then they will be straightforward with you. There will be nothing hidden and no surprises later. If you are comfortable with the company that you are talking to...then they are usually the right choice. So shop around and good luck!